Senior living in Palm Desert, CA
32 licensed communities in Palm Desert, Riverside County with real, all-in monthly pricing. Compare honestly and book your own tours — Chapter never sells your information.
What senior living costs in Palm Desert
Real all-in monthly cost — base rent plus a typical care add-on — across 32 local communities.
10 homes in Palm Desert are licensed by the state to care for residents with dementia. A dementia license doesn't always mean a secured unit, so ask each home. See dementia-licensed homes →
At about $5,569/mo all-in, Palm Desert runs 13% below the California average of $6,401, and about the same as the national benchmark of about $5,700/mo (Genworth/CareScout Cost of Care).
All-in pricing is base rent plus a typical care add-on. Estimated figures are marked on each listing and refined as communities verify their rates on Chapter.
How Palm Desert compares to nearby cities
Average all-in monthly cost in other Riverside County cities, so you can weigh options a short drive away.
Communities in Palm Desert
Ranked by resident rating — never by who pays us.
St. Mary's Love And Care Home
Trinity Gardens On Portola
Kelly's Place #2
Atria Hacienda
Comforts Of Home Residential Care, Llc
Kelly's Place
Bella Villaggio
Emerald Rose Garden Inc.
Astoria Care Homes
Mercedes Residential Care
A Jem Home
Amber Street Ii Llc
De Anza Rcfe
Addison At Palm Desert 2
Emerald Rose Garden 2
Hovley Care Llc
Astoria Care Home
Bella Casa 3
Petunia Royale Assisted Living, Llc
Caring Hearts For Elderly
Carlotta, The
Desert Rose Assisted Living
Atria Palm Desert
Prefer a smaller, home-like setting? 25 of Palm Desert's communities are board and care homes with six or fewer residents. See board and care homes in Palm Desert
Paying with Medi-Cal? Riverside County homes approved for the Assisted Living Waiver (ALW) are listed by city. See ALW homes in Riverside County · How Medi-Cal & Medicare work
All 32 licensed communities in Palm Desert, with monthly cost
- A Jem Home$5,500/mo est.
- Addison At Palm Desert 2$5,500/mo est.
- Amber Street Ii Llc$5,500/mo est.
- Amber Street Llc$6,000/mo est.
- Angelicum Rcfe$5,900/mo est.
- Astoria Care Home$5,650/mo est.
- Astoria Care Homes$5,400/mo est.
- Atria Hacienda$5,150/mo est.
- Atria Palm Desert$5,900/mo est.
- Avatar Retirement Home$6,000/mo est.
- Bella Casa 2$6,000/mo est.
- Bella Casa 3$5,650/mo est.
- Bella Villaggio$5,300/mo est.
- Britannia Lodge$6,000/mo est.
- Caring Hearts For Elderly$5,650/mo est.
- Carlotta, The$5,750/mo est.
- Casa De Harkness$6,000/mo est.
- Comforts Of Home Residential Care, Llc$5,150/mo est.
- De Anza Rcfe$5,500/mo est.
- Desert Rose Assisted Living$5,900/mo est.
- Emerald Rose Garden 2$5,500/mo est.
- Emerald Rose Garden Inc.$5,300/mo est.
- Hovley Care Llc$5,500/mo est.
- Kelly's Place$5,150/mo est.
- Kelly's Place #2$5,050/mo est.
- Mercedes Residential Care$5,500/mo est.
- Petunia Royale Assisted Living, Llc$5,650/mo est.
- Segovia Of Palm Desert$5,050/mo est.
- St. Mary's Love And Care Home$5,050/mo est.
- Sun City Villa$6,000/mo est.
- Trinity Gardens On Portola$5,050/mo est.
- Victoria Falls Home Care$6,000/mo est.
How to pay for senior living in California
Most families combine private funds with one or more of these programs. Here's a plain-English rundown of what's available in California.
Medi-Cal Assisted Living Waiver (ALW)
California's Assisted Living Waiver lets Medi-Cal cover the care portion of assisted living — personal care and health services, not room and board — for people who would otherwise qualify for a nursing home. You generally must have full Medi-Cal with no share of cost, be 21 or older, need nursing-facility level of care, and live in one of the roughly 15 participating counties (which include Los Angeles, San Diego, Sacramento, Orange, and San Francisco). Slots are capped and there's usually a waitlist, so families apply early through a local Care Coordination Agency.
VA Aid & Attendance pension
Wartime veterans and their surviving spouses who need help with daily activities may qualify for the VA's Aid & Attendance pension, which is added on top of the basic VA pension to help pay for care. For December 2025 through November 2026, the maximum is roughly $2,424 a month for a single veteran, $2,874 for a veteran with a spouse, and $1,558 for a surviving spouse. Eligibility depends on service history, income, and net worth.
Long-term care insurance
If your loved one holds a long-term care insurance policy, it often pays toward assisted living or memory care once they need help with two or more activities of daily living. Check the daily or monthly benefit amount, the elimination (waiting) period, and whether the policy requires a licensed community — nearly every community in our directory is state-licensed.
Medical expense tax deduction
When a resident is chronically ill — needing help with at least two activities of daily living, or requiring supervision due to cognitive decline — and care follows a documented plan of care, the IRS lets you deduct qualifying medical costs above 7.5% of adjusted gross income, if you itemize. Care services, medication management, and dementia care typically qualify; pure room and board usually doesn't. A tax professional can confirm what applies to your situation.
This is general information to help you plan — not financial, tax, or legal advice. Benefit amounts and eligibility rules change, so confirm details with the program or a qualified professional before making decisions.
Senior living in Palm Desert — FAQ
How much does senior living cost in Palm Desert?
Across 32 communities in Palm Desert, the average all-in cost is about $5,569 per month (median $5,500), generally ranging from $5,050 to $6,000. All-in means base rent plus a typical monthly care add-on. Assisted living and memory care usually cost more than independent living because of the added personal care.
How many homes in Palm Desert are licensed for dementia care?
10 homes in Palm Desert are licensed by California's Community Care Licensing Division to care for residents with dementia. A dementia license means the home meets the state's dementia-care rules; it doesn't always mean a secured (locked) memory care unit, so ask each home how it handles wandering and what training its staff have.
How can I pay for senior living in Palm Desert?
Most families combine private funds with programs like the Medi-Cal Assisted Living Waiver (which covers care costs — not room and board — in participating California counties), the VA's Aid & Attendance pension for wartime veterans and their spouses, long-term care insurance, and medical-expense tax deductions. See the "How to pay for senior living in California" section above for details on each.
What levels of senior care are available in Palm Desert?
Palm Desert has 32 licensed communities offering independent living and assisted living. Chapter shows every licensed community — not just the ones that pay to be featured.
Does Chapter charge families or sell my information in Palm Desert?
No. Chapter is always free for families, and we never sell or share your contact information. When you book a tour, your details go only to that one community — you'll never get calls from a dozen sales teams. That's the opposite of how referral sites in California typically work.
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