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Senior living in San Jose, CA

147 licensed communities in San Jose, Santa Clara County with real, all-in monthly pricing. Compare honestly and book your own tours — Chapter never sells your information.

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San Jose and the wider Silicon Valley are among California's most expensive senior-living markets, reflecting the region's high housing costs, with communities from Willow Glen and Cambrian out to Santa Clara and Sunnyvale. Quality is high and demand is strong, so waitlists are common at the best-rated communities.

Local resource: Sourcewise (Santa Clara County)

Cost of care

What senior living costs in San Jose

Real all-in monthly cost — base rent plus a typical care add-on — across 147 local communities.

147communities
$6,960average all-in / mo
$6,950median all-in / mo
$6,500–$7,450typical range / mo
Level of care
Communities
Avg / mo
Median / mo
Independent living
1
$6,600
$6,600
View →
Assisted living
147
$6,960
$6,950
View →
Memory care
1
$7,400
$7,400
View →

40 homes in San Jose are licensed by the state to care for residents with dementia; 1 lists a dedicated memory care program. A dementia license doesn't always mean a secured unit, so ask each home. See dementia-licensed homes →

At about $6,960/mo all-in, San Jose runs 9% above the California average of $6,401, and 22% above the national benchmark of about $5,700/mo (Genworth/CareScout Cost of Care).

All-in pricing is base rent plus a typical care add-on. Estimated figures are marked on each listing and refined as communities verify their rates on Chapter.

By neighborhood

Cost by ZIP code in San Jose

Average all-in monthly cost in the San Jose ZIP codes with listed communities.

ZIP code
Communities
Avg all-in / mo
95123
20
$6,828
View →
95118
11
$7,009
View →
95128
11
$6,982
View →
95124
10
$6,970
View →
95125
10
$6,845
View →
95136
9
$6,900
View →
95127
7
$6,921
View →
95133
7
$7,214
View →
95148
7
$6,907
View →
95116
6
$7,058
View →
Compare nearby

How San Jose compares to nearby cities

Average all-in monthly cost in other Santa Clara County cities, so you can weigh options a short drive away.

City
Communities
Avg all-in / mo
San Jose (this page)
147
$6,960
Sunnyvale
26
$6,888
View →
Santa Clara
17
$6,921
View →
Campbell
14
$6,936
View →
Morgan Hill
9
$7,144
View →
Los Gatos
8
$7,025
View →
Palo Alto
7
$7,179
View →

Communities in San Jose

Ranked by resident rating — never by who pays us.

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Keene Kare Iii

San Jose, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$6,500/mo
estimated — not yet verified
View & book

Villa Antonio

San Jose, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$6,500/mo
estimated — not yet verified
View & book

College Manor

San Jose, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$6,600/mo
estimated — not yet verified
View & book

Harmonie Home

San Jose, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$6,600/mo
estimated — not yet verified
View & book

Lovely Care Home

San Jose, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$6,600/mo
estimated — not yet verified
View & book

Mary's House #2

San Jose, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$6,600/mo
estimated — not yet verified
View & book

Prefer a smaller, home-like setting? 118 of San Jose's communities are board and care homes with six or fewer residents. See board and care homes in San Jose

Paying with Medi-Cal? 2 homes in San Jose are approved for the Assisted Living Waiver (ALW). See ALW homes in Santa Clara County · How Medi-Cal & Medicare work

All 147 licensed communities in San Jose, with monthly cost

Paying for care

How to pay for senior living in California

Most families combine private funds with one or more of these programs. Here's a plain-English rundown of what's available in California.

Medi-Cal Assisted Living Waiver (ALW)

California's Assisted Living Waiver lets Medi-Cal cover the care portion of assisted living — personal care and health services, not room and board — for people who would otherwise qualify for a nursing home. You generally must have full Medi-Cal with no share of cost, be 21 or older, need nursing-facility level of care, and live in one of the roughly 15 participating counties (which include Los Angeles, San Diego, Sacramento, Orange, and San Francisco). Slots are capped and there's usually a waitlist, so families apply early through a local Care Coordination Agency.

VA Aid & Attendance pension

Wartime veterans and their surviving spouses who need help with daily activities may qualify for the VA's Aid & Attendance pension, which is added on top of the basic VA pension to help pay for care. For December 2025 through November 2026, the maximum is roughly $2,424 a month for a single veteran, $2,874 for a veteran with a spouse, and $1,558 for a surviving spouse. Eligibility depends on service history, income, and net worth.

Long-term care insurance

If your loved one holds a long-term care insurance policy, it often pays toward assisted living or memory care once they need help with two or more activities of daily living. Check the daily or monthly benefit amount, the elimination (waiting) period, and whether the policy requires a licensed community — nearly every community in our directory is state-licensed.

Medical expense tax deduction

When a resident is chronically ill — needing help with at least two activities of daily living, or requiring supervision due to cognitive decline — and care follows a documented plan of care, the IRS lets you deduct qualifying medical costs above 7.5% of adjusted gross income, if you itemize. Care services, medication management, and dementia care typically qualify; pure room and board usually doesn't. A tax professional can confirm what applies to your situation.

This is general information to help you plan — not financial, tax, or legal advice. Benefit amounts and eligibility rules change, so confirm details with the program or a qualified professional before making decisions.

Good to know

Senior living in San Jose — FAQ

How much does senior living cost in San Jose?

Across 147 communities in San Jose, the average all-in cost is about $6,960 per month (median $6,950), generally ranging from $6,500 to $7,450. All-in means base rent plus a typical monthly care add-on. Assisted living and memory care usually cost more than independent living because of the added personal care.

How much is memory care in San Jose?

Memory care in San Jose averages about $7,400 per month across 1 community. Memory care costs more than standard assisted living because it includes a secured environment and specially trained, dementia-certified staff.

How many homes in San Jose are licensed for dementia care?

40 homes in San Jose are licensed by California's Community Care Licensing Division to care for residents with dementia, and 1 lists a dedicated memory care program. A dementia license means the home meets the state's dementia-care rules; it doesn't always mean a secured (locked) memory care unit, so ask each home how it handles wandering and what training its staff have.

How can I pay for senior living in San Jose?

Most families combine private funds with programs like the Medi-Cal Assisted Living Waiver (which covers care costs — not room and board — in participating California counties), the VA's Aid & Attendance pension for wartime veterans and their spouses, long-term care insurance, and medical-expense tax deductions. See the "How to pay for senior living in California" section above for details on each.

What levels of senior care are available in San Jose?

San Jose has 147 licensed communities offering independent living, assisted living and memory care. Chapter shows every licensed community — not just the ones that pay to be featured.

Does Chapter charge families or sell my information in San Jose?

No. Chapter is always free for families, and we never sell or share your contact information. When you book a tour, your details go only to that one community — you'll never get calls from a dozen sales teams. That's the opposite of how referral sites in California typically work.

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Listings are sourced from public California licensing records. Pricing is estimated from regional averages until each community verifies its own.