Senior living in Oakland, CA
31 licensed communities in Oakland, Alameda County with real, all-in monthly pricing. Compare honestly and book your own tours — Chapter never sells your information.
What senior living costs in Oakland
Real all-in monthly cost — base rent plus a typical care add-on — across 31 local communities.
11 homes in Oakland are licensed by the state to care for residents with dementia. A dementia license doesn't always mean a secured unit, so ask each home. See dementia-licensed homes →
At about $6,969/mo all-in, Oakland runs 9% above the California average of $6,401, and 22% above the national benchmark of about $5,700/mo (Genworth/CareScout Cost of Care).
All-in pricing is base rent plus a typical care add-on. Estimated figures are marked on each listing and refined as communities verify their rates on Chapter.
Cost by ZIP code in Oakland
Average all-in monthly cost in the Oakland ZIP codes with listed communities.
How Oakland compares to nearby cities
Average all-in monthly cost in other Alameda County cities, so you can weigh options a short drive away.
Communities in Oakland
Ranked by resident rating — never by who pays us.
Ivy Park At Oakland Hills
Merrill Gardens At Rockridge
D'nalor Care Homes, Llc
Ivy Park At Lake Merritt
Dimond Care
House Of Psalms Assisted Living For Seniors
Bellaken Garden
St. Paul's Towers
Golden Living Guest Home
Holy Family Home
Oakland Heights Senior Living
Point At Rockridge, The
Alondra Care Home
Mahogany Homes Llc
Lake Merritt Care Home
Dimond Care Ii
Charitys Residence
Elder Ashram
Grand Lake Vista
Good Shepherd Vista
Lake Park Senior Living
East Bay Assisted Living
Vermontcare Llc
Prefer a smaller, home-like setting? 8 of Oakland's communities are board and care homes with six or fewer residents. See board and care homes in Oakland
Paying with Medi-Cal? 4 homes in Oakland are approved for the Assisted Living Waiver (ALW). See 5 ALW homes in Oakland · See ALW homes in Alameda County · How Medi-Cal & Medicare work
All 31 licensed communities in Oakland, with monthly cost
- Alondra Care Home$6,850/mo est.
- Bellaken Garden$6,700/mo est. · ALW
- Charitys Residence$7,100/mo est.
- D'nalor Care Homes, Llc$6,600/mo est. · ALW
- Dimond Care$6,700/mo est.
- Dimond Care Ii$6,950/mo est.
- East Bay Assisted Living$7,200/mo est.
- East Bay Longevity Assisted Living$7,300/mo est.
- Elder Ashram$7,100/mo est.
- Golden Living Guest Home$6,850/mo est.
- Good Shepherd Vista$7,100/mo est. · ALW
- Grand Lake Vista$7,100/mo est.
- Holy Family Home$6,850/mo est.
- House Of Psalms Assisted Living For Seniors$6,700/mo est. · ALW
- Ivy Park At Lake Merritt$6,600/mo est.
- Ivy Park At Oakland Hills$6,500/mo est.
- J & C Care Center Llc$7,450/mo est.
- Lake Merritt Care Home$6,950/mo est.
- Lake Park Senior Living$7,200/mo est.
- Lakeshore Residential Care$7,300/mo est.
- Mahogany Homes Llc$6,950/mo est.
- Mercy Retirement & Care Center$7,200/mo est.
- Merrill Gardens At Rockridge$6,500/mo est.
- Mom Board And Care Services, Inc.$7,300/mo est.
- Nacila Senior Living$7,450/mo est.
- Oakland Heights Senior Living$6,850/mo est.
- Piedmont Gardens #1$7,300/mo est.
- Pinnacle Care Home$6,500/mo est.
- Point At Rockridge, The$6,850/mo est.
- St. Paul's Towers$6,850/mo est.
- Vermontcare Llc$7,200/mo est.
How to pay for senior living in California
Most families combine private funds with one or more of these programs. Here's a plain-English rundown of what's available in California.
Medi-Cal Assisted Living Waiver (ALW)
California's Assisted Living Waiver lets Medi-Cal cover the care portion of assisted living — personal care and health services, not room and board — for people who would otherwise qualify for a nursing home. You generally must have full Medi-Cal with no share of cost, be 21 or older, need nursing-facility level of care, and live in one of the roughly 15 participating counties (which include Los Angeles, San Diego, Sacramento, Orange, and San Francisco). Slots are capped and there's usually a waitlist, so families apply early through a local Care Coordination Agency.
VA Aid & Attendance pension
Wartime veterans and their surviving spouses who need help with daily activities may qualify for the VA's Aid & Attendance pension, which is added on top of the basic VA pension to help pay for care. For December 2025 through November 2026, the maximum is roughly $2,424 a month for a single veteran, $2,874 for a veteran with a spouse, and $1,558 for a surviving spouse. Eligibility depends on service history, income, and net worth.
Long-term care insurance
If your loved one holds a long-term care insurance policy, it often pays toward assisted living or memory care once they need help with two or more activities of daily living. Check the daily or monthly benefit amount, the elimination (waiting) period, and whether the policy requires a licensed community — nearly every community in our directory is state-licensed.
Medical expense tax deduction
When a resident is chronically ill — needing help with at least two activities of daily living, or requiring supervision due to cognitive decline — and care follows a documented plan of care, the IRS lets you deduct qualifying medical costs above 7.5% of adjusted gross income, if you itemize. Care services, medication management, and dementia care typically qualify; pure room and board usually doesn't. A tax professional can confirm what applies to your situation.
This is general information to help you plan — not financial, tax, or legal advice. Benefit amounts and eligibility rules change, so confirm details with the program or a qualified professional before making decisions.
Senior living in Oakland — FAQ
How much does senior living cost in Oakland?
Across 31 communities in Oakland, the average all-in cost is about $6,969 per month (median $6,950), generally ranging from $6,500 to $7,450. All-in means base rent plus a typical monthly care add-on. Assisted living and memory care usually cost more than independent living because of the added personal care.
How many homes in Oakland are licensed for dementia care?
11 homes in Oakland are licensed by California's Community Care Licensing Division to care for residents with dementia. A dementia license means the home meets the state's dementia-care rules; it doesn't always mean a secured (locked) memory care unit, so ask each home how it handles wandering and what training its staff have.
How can I pay for senior living in Oakland?
Most families combine private funds with programs like the Medi-Cal Assisted Living Waiver (which covers care costs — not room and board — in participating California counties), the VA's Aid & Attendance pension for wartime veterans and their spouses, long-term care insurance, and medical-expense tax deductions. See the "How to pay for senior living in California" section above for details on each.
What levels of senior care are available in Oakland?
Oakland has 31 licensed communities offering independent living and assisted living. Chapter shows every licensed community — not just the ones that pay to be featured.
Does Chapter charge families or sell my information in Oakland?
No. Chapter is always free for families, and we never sell or share your contact information. When you book a tour, your details go only to that one community — you'll never get calls from a dozen sales teams. That's the opposite of how referral sites in California typically work.
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