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Senior living in Elk Grove, CA

105 licensed communities in Elk Grove, Sacramento County with real, all-in monthly pricing. Compare honestly and book your own tours — Chapter never sells your information.

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Elk Grove is a fast-growing, family-oriented suburb just south of Sacramento, drawing retirees who want newer housing and a quieter setting at costs below the state capital's core. Senior living options have expanded quickly alongside the city's residential growth.

Local resource: Agency on Aging Area 4

Cost of care

What senior living costs in Elk Grove

Real all-in monthly cost — base rent plus a typical care add-on — across 105 local communities.

105communities
$5,550average all-in / mo
$5,500median all-in / mo
$5,050–$6,000typical range / mo
Level of care
Communities
Avg / mo
Median / mo
Assisted living
105
$5,550
$5,500
View →
Memory care
1
$5,600
$5,600
View →

47 homes in Elk Grove are licensed by the state to care for residents with dementia; 1 lists a dedicated memory care program. A dementia license doesn't always mean a secured unit, so ask each home. See dementia-licensed homes →

At about $5,550/mo all-in, Elk Grove runs 13% below the California average of $6,401, and about the same as the national benchmark of about $5,700/mo (Genworth/CareScout Cost of Care).

All-in pricing is base rent plus a typical care add-on. Estimated figures are marked on each listing and refined as communities verify their rates on Chapter.

By neighborhood

Cost by ZIP code in Elk Grove

Average all-in monthly cost in the Elk Grove ZIP codes with listed communities.

ZIP code
Communities
Avg all-in / mo
95624
59
$5,521
View →
95758
24
$5,573
View →
95757
22
$5,602
View →
Compare nearby

How Elk Grove compares to nearby cities

Average all-in monthly cost in other Sacramento County cities, so you can weigh options a short drive away.

City
Communities
Avg all-in / mo
Elk Grove (this page)
105
$5,550
Sacramento
226
$5,487
View →
Carmichael
86
$5,521
View →
Citrus Heights
80
$5,535
View →
Fair Oaks
55
$5,525
View →
Orangevale
48
$5,472
View →
Folsom
30
$5,477
View →

Communities in Elk Grove

Ranked by resident rating — never by who pays us.

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Amethyst Cove

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,050/mo
estimated — not yet verified
View & book

Alltrue Care Llc

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,050/mo
estimated — not yet verified
View & book

Caring Heart Ii

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,050/mo
estimated — not yet verified
View & book

Monterey, The

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,050/mo
estimated — not yet verified
View & book

All Care, Llc

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,150/mo
estimated — not yet verified
View & book

Caring Families-bv2

Elk Grove, CA
Assisted livingAccepts Medi-Cal (ALW)
New listing · no reviews yet
Est. all-in from
$5,150/mo
estimated — not yet verified
View & book

Laguna Woods

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,150/mo
estimated — not yet verified
View & book

Lexie Rae's Care Home

Elk Grove, CA
Assisted livingAccepts Medi-Cal (ALW)
New listing · no reviews yet
Est. all-in from
$5,150/mo
estimated — not yet verified
View & book

Tahoe, The

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,150/mo
estimated — not yet verified
View & book

Casa Doris

Elk Grove, CA
Assisted living
New listing · no reviews yet
Est. all-in from
$5,300/mo
estimated — not yet verified
View & book

Prefer a smaller, home-like setting? 98 of Elk Grove's communities are board and care homes with six or fewer residents. See board and care homes in Elk Grove

Paying with Medi-Cal? 13 homes in Elk Grove are approved for the Assisted Living Waiver (ALW). See 13 ALW homes in Elk Grove · See ALW homes in Sacramento County · How Medi-Cal & Medicare work

All 105 licensed communities in Elk Grove, with monthly cost

Paying for care

How to pay for senior living in California

Most families combine private funds with one or more of these programs. Here's a plain-English rundown of what's available in California.

Medi-Cal Assisted Living Waiver (ALW)

California's Assisted Living Waiver lets Medi-Cal cover the care portion of assisted living — personal care and health services, not room and board — for people who would otherwise qualify for a nursing home. You generally must have full Medi-Cal with no share of cost, be 21 or older, need nursing-facility level of care, and live in one of the roughly 15 participating counties (which include Los Angeles, San Diego, Sacramento, Orange, and San Francisco). Slots are capped and there's usually a waitlist, so families apply early through a local Care Coordination Agency.

VA Aid & Attendance pension

Wartime veterans and their surviving spouses who need help with daily activities may qualify for the VA's Aid & Attendance pension, which is added on top of the basic VA pension to help pay for care. For December 2025 through November 2026, the maximum is roughly $2,424 a month for a single veteran, $2,874 for a veteran with a spouse, and $1,558 for a surviving spouse. Eligibility depends on service history, income, and net worth.

Long-term care insurance

If your loved one holds a long-term care insurance policy, it often pays toward assisted living or memory care once they need help with two or more activities of daily living. Check the daily or monthly benefit amount, the elimination (waiting) period, and whether the policy requires a licensed community — nearly every community in our directory is state-licensed.

Medical expense tax deduction

When a resident is chronically ill — needing help with at least two activities of daily living, or requiring supervision due to cognitive decline — and care follows a documented plan of care, the IRS lets you deduct qualifying medical costs above 7.5% of adjusted gross income, if you itemize. Care services, medication management, and dementia care typically qualify; pure room and board usually doesn't. A tax professional can confirm what applies to your situation.

This is general information to help you plan — not financial, tax, or legal advice. Benefit amounts and eligibility rules change, so confirm details with the program or a qualified professional before making decisions.

Good to know

Senior living in Elk Grove — FAQ

How much does senior living cost in Elk Grove?

Across 105 communities in Elk Grove, the average all-in cost is about $5,550 per month (median $5,500), generally ranging from $5,050 to $6,000. All-in means base rent plus a typical monthly care add-on. Assisted living and memory care usually cost more than independent living because of the added personal care.

How much is memory care in Elk Grove?

Memory care in Elk Grove averages about $5,600 per month across 1 community. Memory care costs more than standard assisted living because it includes a secured environment and specially trained, dementia-certified staff.

How many homes in Elk Grove are licensed for dementia care?

47 homes in Elk Grove are licensed by California's Community Care Licensing Division to care for residents with dementia, and 1 lists a dedicated memory care program. A dementia license means the home meets the state's dementia-care rules; it doesn't always mean a secured (locked) memory care unit, so ask each home how it handles wandering and what training its staff have.

How can I pay for senior living in Elk Grove?

Most families combine private funds with programs like the Medi-Cal Assisted Living Waiver (which covers care costs — not room and board — in participating California counties), the VA's Aid & Attendance pension for wartime veterans and their spouses, long-term care insurance, and medical-expense tax deductions. See the "How to pay for senior living in California" section above for details on each.

What levels of senior care are available in Elk Grove?

Elk Grove has 105 licensed communities offering assisted living and memory care. Chapter shows every licensed community — not just the ones that pay to be featured.

Does Chapter charge families or sell my information in Elk Grove?

No. Chapter is always free for families, and we never sell or share your contact information. When you book a tour, your details go only to that one community — you'll never get calls from a dozen sales teams. That's the opposite of how referral sites in California typically work.

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Senior living in other California cities

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Listings are sourced from public California licensing records. Pricing is estimated from regional averages until each community verifies its own.